What should I offer?

The heuristic, in plain sight

Advertised baseline = MSRP minus the entered dealer discount and confirmed incentive. For an in-stock vehicle, the example opening offer is 4% below baseline and the target band is 1–3% below. For a factory order, the opening is 2% below and the target band is 0–1% below. These are chosen negotiating scenarios, not evidence that a dealer can or will accept them.

Your budget is your walk-away ceiling. The tool never treats a percentage as proof of fair value. Province, model and trim identify your request; they do not change the percentage. Taxes, fees, financing and trade value are separate. Confirm incentives are available and not already included in the entered discount.